Our Promise to you
 
Mortgages

Motts Mortgages are independent mortgage brokers based in Cardiff. We offer mortgage advice to a wide range of customers such as  first time buyers trying to climb on the property ladder, homeowners looking for the best fixed rate mortgage deals, landlords looking to expand their portfolio and even self employed people struggling to prove their income. Motts Mortgages Cardiff have access to the whole of the mortgage market and we have some of the best remortgage rates in the UK. Whatever stage you're at in your property owning life, we have a range of affordable, straightforward mortgages and remortgages that could help you meet your personal and financial needs. Whether you are looking for a mortgage advisor in Cardiff or perhaps a specialist mortgage broker to deal with your buy to let mortgages or commercial mortgages, make sure you speak to one of our mortgage advisors today to ensure you get the best mortgage deal. 
 

Life Insurance

 
We all think it’s important to insure our homes, our pets and even our fridge freezers and mobile phones – so why not insure ourselves? Sometimes, without warning, things can happen. Our aim is, quite simply, to protect you and your family against financial ups and downs - and to provide the practical help and emotional support you need - when you need it most. Protection insurance is designed to help when the things we hope will never happen to us, do! Life Insurance and Critical Illness insurance are essential to protect the things that are most important to us. With access to a wide range of Insurance companies we can offer cheap life insurance polices that provide excellent cover from well established insurers. Contact our office today for a free informal chat with one of our advisors, you will be suprised at how affordable life insurance can be and how straight forward it is to set up a policy.

Motts Mortgages are Mortgage and Life Insurance advisors based in Cardiff, they offer a range of covers that are comprehensive, affordable and easy to understand.

• Mortgage Advice for Remortgaging and First Time Buyers 
• Buy to Let Mortgages and Commercial Mortgages 
• Income Protection and Accident, Sickness & Unemployement Cover 
• Life Insurance and Critical Illness Cover 

Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

Commercial Mortgages are not arranged via Sesame

As independent advisers, you can choose how we are paid.  We usually charge an administration fee of £295, with £75 being payable upfront, the rest being payable on mortgage completion, we will also be paid commission by the lender. Alternatively you can pay us a fee of 1.0% of the loan and we will refund any commission back to you that we receive.

The FSA does not regulate Commercial Mortgages and  some forms of Buy to Let Mortgages.

For Accident sickness & unemployment insurance we offer products from a selected panel of providers.

This site is intended for UK customers only.

For Self-Employed Mortgages the overall cost for comparison is 7.6% APR. The actual rate will depend upon your circumstances. Please ask for a personalised illustration.