First Time Buyers

Buying your first home can be a confusing and daunting task, and that’s why at Motts Mortgages we are here to make the whole process a little easier by giving you the help you need when it comes to getting the right mortgage and finding your way through the house buying process.

Buying a home can at first seem complicated but it needn't be. There many ways for first time buyers to get onto the housing ladder. The most obvious way is start saving until you have enough money to put down a deposit. Buying with friends or family is now another popular option for first time buyers, we can talk you through the pros and cons of such arrangements and put you in touch with a good local solicitor to ensure your interests are protected and your future secured.

Give our office a call, we can provide you with the support, the know how and the products to help you achieve your dream. You could be closer to buying your first home than you think....

Download our Mortgage Application Enquiry form below. Please note that our form is designed to be filled in at your convenience. Take your time doing it, save it and finish it later if you want to. No more stuffy on-line form filling!!

Motts_Mortgage_form.doc

Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

As independent advisers, you can choose how we are paid.  We usually charge an administration fee of £295, with £75 being payable upfront, the rest being payable on mortgage completion, we will also be paid commission by the lender. Alternatively you can pay us a fee of 1.0% of the loan and we will refund any commission back to you that we receive.

The FSA does not regulate some forms of Buy to Let Mortgages.