About Us

Motts Mortgages are an independent mortgage brokers based in Penarth, near Cardiff. The company was set up by Ben Mott and his father Ron Mott in May 2008. Our aim is to deliver sound advice and an excellent service to suit today’s modern customer. We pride ourselves in listening to our customer to see what he or she really need and finding the right products to meet their requirements. We want our customers to leave our office fully understanding the products we offer and confident in the advice we give. We are able to advise and arrange a wide variety mortgage products and we are specialists in Life insurance, Critical Illness and income protection polices. 

We work with some of the best mortgage and protection insurance companies in the country to ensure our customers get the right mortgage advice and end up with the right life insurance cover. Whether you're moving home, looking to remortgage from another lender or you are a first time buyer, we work hard to offer you the very best mortgage deals. We offer independent advice on a wide range of mortgage products and have access to many exclusive deals through our affliation to the Sesame Network.

We have a long history in mortgage and protection through our sister firm R.W.Mott & Partner (Motts Insurance) which has been a Cardiff insurance and mortgage broker since 1966. We set Motts Mortgages up as seperate company to focus purely on Life insurance and mortgages. We are appointed representatives of Sesame Ltd. Sesame is the largest provider of support services to IFAs. When looking for expert financial guidance, it's comforting to know that Sesame supports more Independent Financial Advisers (IFAs) than any other company in the UK .

Our team has many years of experience. We hope we can be of assistance to you.

Motts Mortgages is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/register) under reference 150427.

Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

As independent advisers, you can choose how we are paid.  We usually charge an administration fee of £295, with £75 being payable upfront, the rest being payable on mortgage completion, we will also be paid commission by the lender. Alternatively you can pay us a fee of 1.0% of the loan and we will refund any commission back to you that we receive.

The FSA does not regulate some forms of Buy to Let Mortgages